Insurance

All VMI cadets are strongly encouraged to maintain their own private health insurance coverage.  Many cadets are covered through their parent's policies but some cadets arrive at VMI with little or no coverage of any type.  VMI does not require cadets to have private health insurance.

For cadets who do not have medical coverage, there are a number of options available to purchase student health insurance privately from third party companies at reasonable costs.

For more information about insurance at VMI, please contact Dreama Fox, VMI Insurance Coordinator at foxda@vmi.edu or 540-464-7218.

Because of the physical rigors of the VMI system, VMI provides each cadet with accident coverage.  This coverage is for accidents only (does not cover illness) during VMI sanctioned, supervised activities, and covers treatment costs up to a maximum of $5,000 per occurrence.  If treatment costs from an accident exceed $5,000, payment of the excess becomes the responsibility of the cadet.  This policy is secondary to any private insurance the cadet may have.

For more information about insurance at VMI or to complete a claim form, please contact Dreama Fox, VMI Insurance Coordinator at foxda@vmi.edu or 540-464-7218.

The VMI Athletic Department provides a supplemental insurance policy that covers NCAA athletic injuries occurring during an official practice or competition.

Please visit the VMI Sports Medicine website for more information or contact Dreama Fox, VMI Insurance Coordinator, at foxda@vmi.edu or 540-464-7218.